定期存款
- Rank: 4
- Volume: 1,000+
- Increase: —
- Started: 2026-09-22T17:20:00+08:00
- Status: 活躍
- Report date: 2026-09-23
- Source: https://tw.stock.yahoo.com/news/%25E7%2588%25B6%25E8%25A6%25AA100%25E8%2590%25AC%25E5%2585%2583%25E5%25AD%2598%25E5%25AE%259A%25E5%25AD%2598-%25E4%25BB%2596%25E5%2582%25BB%25E7%259C%25BC%25E5%2595%258F-%25E5%25AE%259A%25E5%25AD%2598%25E9%2583%25BD%25E6%2598%25AF%25E8%25AA%25B0%25E5%259C%25A8%25E5%25AD%2598%25E7%259A%2584-%25E7%25B6%25B2%25E6%258F%25AD%25E5%2584%25AA%25E9%25BB%259E-%25E5%258F%25AF%25E9%259E%258F%25E5%259B%25BA%25E8%25B3%2587%25E7%2594%25A2-060000775.html
主要內容摘要
1. 原PO傻眼父親將百餘萬放定存，覺得很「老派」
2. 網友挺定存保本單純，也防長輩受騙
3. 另派批跑不贏通膨，股債ETF常更有報酬
為何成為話題
股市熱、利率有限時，親子理財衝突最易爆發，影響家庭資產配置與長輩金融安全教育。
三個爭議點
1. 勸父親改投資是關心，還是強加風險偏好？
2. 「隨便買股都贏定存」是否低估回撤？
3. 貶低定存會否把長輩推向不當商品？